I've just done up a couple of layouts from the templates that are already there but there are plenty of free templates that you can download as well. I'm a bit of a newbie to digital scrapbooking but if I can do it then anybody can.
It's easy to import your photos's into the layouts. You can also design your own layouts from scratch if you want to. There's a lot that you can play around with (adding shadows, text, colours etc).
Due to My Memories generosity I have a copy of My Memories Suite 3 to giveaway.
I will leave the giveaway open until Sunday 27th midnight. All you have to do is visit the My Memories website and then leave a comment here telling me which of the kits you like best. Good luck.